HRC Insurance Blog

Show entries from: September 2016 returned 2 result(s).


Now that you can see your breath on crisp mornings, it’s time to switch to winter tires in order to ensure maximum safe grip for cornering and stopping. In addition to the investment in your safety, “Winter Tire Discounts” are able to be applied to your insurance. Tires must be on before November and remain on the vehicle through April to be eligible for the discount. Discounts vary between 2% to 5% depending on company, some companies require proof of purchase or proof of installation. Check with your insurance broker to confirm what information you need to provide. It is crucial that the tires are rated “Winter” as opposed to “All-Seasons” or “Mud and Snow”.

Published: 2016-09-29 11:31:00 PM - by: HRC Insurance


As this year’s hunting season approaches, so does increased probability of ATV accidents. Though these popular off road vehicles are enjoyable and effective, they are also incredibly dangerous machines if not handled with care. With Muskoka's riders’ safety in mind, we’re stressing the cautions of hopping on the four-wheeler this hunting season, and sharing perspective from the insurance side of ATV ownership.

Published: 2016-09-23 11:35:00 PM - by: HRC Insurance

    Since the 1900's...

    Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.