HRC Insurance Blog

Boat Safety Tips

With the temperatures quickly rising and summer fast approaching many of us are looking forward to getting out and spending time by the water. May 21st-27th is National Safe Boating Week and here at Hutcheson Reynolds and Caswell we want to insure you have the safest experience on the water. Whether you own and boat or are at a friend’s cottage it is very import to know the rules and regulations of the water to insure a safe and enjoyable time. These rules and regulations apply to not only the operator of the vessel but also the passengers aboard. Here are some summer boating safety tips for everyone to follow this summer:

Published: 5/17/2016 9:58:00 AM - by: HRC Insurance

Camp Fire Safety

With the long weekend fast approaching there is no better way to celebrate than cozying up next to a campfire, roasting some marshmallows, making s’mores and enjoying some time with your friends and family. But all it takes is one spark, one hazard or one carelessly built campfire for something to go wrong. To help keep everyone safe this long weekend and this summer here are a few campfire safety tips to keep in mind:

Published: 5/17/2016 9:17:00 AM - by: HRC Insurance

Important Changes to Your Auto Insurance

Policies are changing! The Ontario Government has introduced changes to the automobile insurance system to help make premium for auto insurance more affordable.

Published: 5/11/2016 9:37:00 AM - by: HRC Insurance

Opening Your Cottage This Spring

It's officially June which means it’s that time of the year that you pack up for a weekend get-a-way up to the cottage for some R&R (if you haven't already). However after a long winter away from the cottage, you may be a bit nervous to what you might expect to see. Here are a few tips to help make opening the cottage a breeze.


Published: 5/6/2016 9:15:00 AM - by: HRC Insurance

Come visit us at the Spring Cottage Show

Come visit us at the Spring Cottage Show next week- April 1st -3rd at the International Center Hall 2, Booth #1269! Buy your tickets online with promo code HRCINSURANCE16 to save $3 off Adult admission.
https://www.microspec.com/tix123/eTic.cfm?code=SPRCLS16


Published: 3/23/2016 2:15:00 PM - by: HRC Insurance

Would you like to win 2 tickets to the Toronto Boat Show?

Go over to our Facebook page, make sure to like our page and post for a chance to win. The winner will be announced January 11th at 10 AM.

Published: 1/8/2016 9:59:00 AM - by: HRC Insurance

When to notify your Insurance Broker

Did you switch to winter tires? Or re-shingle your roof this summer? Or maybe you paid off your mortgage. These are just a few examples of things to inform your Insurance broker about to make sure you are getting the best rate and coverage possible. Here is a list of reasons to inform your insurance broker.

Published: 12/11/2015 11:12:00 AM - by: HRC Insurance

Fireplace and Woodstove Safety

Gathering around the fireplace during colder months provides comfort for many Canadian families. With fireplaces and woodstoves, through they bring warmth they come with safety measures that we need to follow. We must think about chimney fires, building codes, smoke alarms, fire extinguishers and proper operating procedures. Here are some things to think about this heating season:

Published: 12/4/2015 11:14:00 AM - by: HRC Insurance

Holiday Fire Safety

The holidays are approaching and each year hospital emergency rooms treat thousands of people for injuries. These injuries involve falls, cuts, and shocks related to holiday lights, decorations, and Christmas trees. In addition, Christmas trees are involved in hundreds of fires each year. These fires can result in injuries, and property loss and damage. Keep you and your family safe this holiday season by following these safety tips.

Published: 11/27/2015 11:35:00 AM - by: HRC Insurance

Home Heating Safety Tips

• When buying a home or a heating system, make sure you receive the heating systems maintenance and operating manuals.
• Have the heating system serviced by a licence technician at least once a year.


Published: 11/20/2015 4:31:00 PM - by: HRC Insurance


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.