HRC Insurance Blog

Back to School Safety Tips

Can you believe it, back to school already? You may be starting to think about back to school needs, or what teacher your kids might have, but we need to focus on the safety of our future generation this week! With  numerous amounts of kids around in the mornings and after school; we have to be aware and cautious in school zones and bus routes. Every year accidents related to schools happen but they don't have to! Below are some ways to keep this school season accident free.


Coming into the school season means more distractions including: kids walking, biking, skateboarding and other
methods of transportation. This increase in volume of children increases the chance of an accident. Staying aware combined with driving the posted speed limit will help increase safety on the roads.

  • Drive the posted speed limit (watch for slow speed school zones)
  • Be aware of kids darting out from parked cars


Kids of all ages should be reminded of concerns related to motor vehicles and the dangers especially with distracted drivers. Here are a few points to help kids stay safe!

  • Look not only both but all ways when crossing a street
  • Be cautious of railway crossings
  • Don't cross until the street light is green with a walk sign
  • If you are ever not sure about how traffic works, ask an adult


Bikes are a great way to get around but can be dangerous because they can be fast and come out of nowhere. Cars can predict where pedestrians will be but cannot always predict bikes. Make sure you always follow the rules of the road such as:

  • Always stop and walk at lights even if its a green for cars
  • Always wear a helmet
  • Never swerve out into traffic

Bus Stops

This is the final stop or beginning to a day. 

  • Never pass a bus when its stopped with its lights flashing
  • Respect the road as many parents children are on the busses


For more information check out the link below:


Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.