HRC Insurance Blog

Gardening Tips

 With warmer weather in the forecast, now is the time to get started on the garden if you have not done so already. Whether you are at home gardening or at the cottage here are some useful tips to keep your garden healthy and pest free:


Keeping the pests away

Big or small, pests can do a lot of damage to a garden. Usually people don’t realize they have a pest problem until the damage is already done.

  • To keep the mosquito population down in and around the garden avoid using containers or ordainments that collect and pool water. Since mosquitoes need water to complete their life cycle eliminating these items will reduce breeding. Basil can also help keep mosquitoes away from the area in which it is placed.
  • Planting peppermint plants around the garden helps repels ants.
  • If you have a snail or slug problem try putting out small saucers filled with beer around the plants at sunset. The slugs and snails are attracted to the beer and will crawl into the beer trap over night and drown.
  • Planting garlic and chives around the perimeter of the garden keeps the pests away.
  • To a deer, your garden can look like a buffet.  Placing motion activated sprinklers around the boarder is one way to keep them from eating your flowers for lunch.
  • Another solution to keep deer away is using Irish Spring soap around the garden. Cut the bar into quarters and wrap them in cheese cloth. Staple the cheese cloth to stakes and place them around the perimeter of the garden.ladybug, gardening tips, flowers, garden, insurance

Not all insects are harmful to your garden. Ladybugs help eliminate destructive insects; marigold and dill are two plants that ladybugs are attracted to.


Good-Bye Weeds

Weeds can be unwelcomed guests in the garden or around your property. One way to get rid of them is with a homemade weed killer. One liter of vinegar, ¼ cup of salt and a teaspoon of dawn dish soap in a spray bottle will help in eliminating them. This solution is activated by the sun, so try this on a cloudless day with little wind to avoid contaminating nearby plants. This solution can be harmful to surrounding plants and grass so use sparingly.



In the right amounts, adding nutrients to the garden can do wonders. Here is  a few cost effective ways to give your plants a boost:flower, Gardening tips, garden, insurance

  • Epson salt is rich in magnesium and sulfate which are crucial to plant life. Mixing in a few tablespoons of Epson salt into a watering can and watering once or twice a month can be beneficial to tomatoes and peppers.  These are two vegetables that tend to have a magnesium deficiency.
  • Grind your eggshells into a powder and sprinkle them in your garden for a calcium boost.
  • Save your vegetable cooking water. The water has a lot of nutrients that your garden thrives on. Wait for the water to cool down, and then pour it at the base of the plants that need a boost.


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Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.