Halloween safety

As Halloween fast approaches, we need to keep the safety side of things in mind. With night falling faster and faster, Halloween's sunset will be around 6:08 PM meaning there will not be much time to trick or treat before the night falls. Taking simple precautions from choosing a lighter costume color to wearing a flashlight or reflective tape can help to keep everyone safe this spooky night!

For Parents

  • Helping your kids create or choose costumes with bright colors or reflective tape adds visibility for drivers

  • Make sure the costume that your children pick does not impede their ability to move and react fast; Costumes with long cloth or strings around their feet can be a tripping hazard, or costumes with masks sometimes can be hard to see from and may not be the best choice

  • Children 11 years old and younger should be accompanied by an adult, if older it is wise to travel with large groups of friends.

Children not accompanied by an adult

  • Create a route and make sure that your parents know where you are going and when you will be back

  • Check in frequently, letting a parent know that you are on route and everything is going well this can drastically ease parents concerns

  • If you are with other kids having complicated costumes can sometimes work against you, creating a costume with minimal hazards is always best

  • Make sure your costume allows plenty of visibility and enough agility to be able to move fast with minimal effort

  • Kids traveling without a parent should be at least 12-13 depending on their maturity level


  • Look all ways before crossing the street

  • Don't eat candy before your parents check it first

  • Never eat pre-opened candy

  • Carry a flashlight

  • Never enter a persons house or car without your parents approval

  • Never get a ride from a stranger

Home Owners

  • Make sure if you participate in Halloween that a path is visible up to your door

  • Clear the path for tripping hazards

  • While low light may add a very spooky atmosphere, it can also create shadows on stairs and steps possibly creating a liability


  • Reduce speed on the night of the 31st as there are many more kids out and around and the risk for a pedestrian collision is much higher


Halloween is about being in the spirit and being safe, having a fun night is always a top priority but just remember the safety side of things. If you see anything out of the ordinary tell someone. Creating awareness is how a community can create a safe environment while having a spectacular and spooky Halloween!


For more Halloween safety tips check out the link below!




Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.