Hand-Held Cell Phone Legislation in Canada

With summer here, many of us will be spending time at the cottage. Before heading out, put your cell phone out of sight and plan a pit stop to reply to any texts and emails. Distracted driving is defined as any activity that takes your mind or eyes off the road or your hands off the steering wheel. Driving is an activity that requires your full, undivided attention as one moment of distraction can lead to unintended and dangerous consequences. The following chart shows the fine for distracted driving in each province. 


Province Fine  Demerits
British Columbia $167 3
Alberta  $172 None
Saskatchewan $280 4
Manitoba $200 5
Ontario $300-$1000 3
Quebec $115-$145 4
Newfoundland $100-$400 4
PEI $250-$400 3
Nova Scotia $233 -$578  4
New Brunswick $172.50 3
Yukon $250 3
Northwest Territories  $322 3
Nunavut None None



.For more information check out: http://www.mto.gov.on.ca/english/safety/distracted-driving.shtml 




Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.