HRC Insurance Blog

Spring Ice Safety

With winter lasting longer than usual this year, ice conditions will be unpredictable especially as the spring thaw begins. As soon as we have a few warm days, the potential for currents and sun to erode the ice are much greater. As the snowmobile season may last a little longer we must remember ice safety when going out on it this year.

Ice Conditions near shore


Ice near the shore can be very unpredictable. Ice sometimes pulls away from the banks and refreezes in spring making thin ice near shore. The opposite can also happen where ice is pushed up onto the bank creating pressure cracks or jagged ice near shore. When approaching a lake it is always wise to check the conditions with a drill to ensure your safety.

Bubblers and current

When moving water is mixed with ice there is a much greater need for caution as the ice can be much thinner. Current can be anything from a small stream to a flowing river but with cold days these currents are almost impossible to spot. Looking on a map of the area can sometimes show where water flows and creeks are located. Also around boathouses to protect their support cribs they often have bubblers creating thin ice. Most are marked with a red or amber flashing or solid light.

Rescue Kit

Having a rescue kit on your snowmobile is never a bad idea as the Muskoka trails can sometimes be very long and remote. If you break down or get stuck cell service can often be slim to none and towns are few and far between.

Whether you are snowmobiling to your cottage or just out for a joy ride, Muskoka is filled with lakes and rivers making spring riding challenging. Make sure to check with the trail guides as they are checking the ice and trails everyday. If you are going out on the ice ensure there is enough to support the load you plan on taking.

Since the 1900's...

Born under the name George Hutcheson, Hutcheson, Reynolds & Caswell Ltd. began providing insurance policies in Muskoka since the early 1900s. Bernard Reynolds joined the firm in the 1940s and purchased the firm from George Hutcheson in 1967. Finally, in 1980, David Caswell joined the company's ranks to complete Hutcheson, Reynolds and Caswell. We have grown along with our name and provide the same dedication to superior customer service and top-notch insurance coverage that George Hutcheson was famous for over 100 years ago.