Toll Free: 1-800-668-2333


Choose HRC as your insurance broker in the Muskoka region.

Life and Investment Insurance
Utilizing the products from over 30 different companies, the Life and Investment team will tailor the best-suited product to each individual need.
HRC Resort Insurance
The Standard Resort Insurance Program is dedicated to providing clients with excellence in both policy structure, service and claims management.
HRC Business and Commercial Insurance
Protect your company or business from the negative financial impact of a claim or lawsuit with Commercial General Liability insurance.
HRC Cottage Insurance
We offer a variety of additional coverage specific for protecting your cottage. Talk to us and see how we can help you!
Other Policies
Not sure if we have the policy that's right for you? Call us today and book a consultation with an agent that can help you find the right policy.
Group Benefits
HRC gets you the best value when it comes to your group benefits and contingency plans. Learn more about how HRC can help your business.
HRC Auto Insurance
Auto insurance plans and advice in Muskoka, Bracebridge, Huntsville, Collingwood, Port Carling and surrounding communities from HRC Insurance.
HRC Homeowners Insurance
Get home insurance from Hutcheson, Reynolds & Caswell. Serving Huntsville, Bracebridge, Collingwood, Port Carling and surrounding area.

Recent News

Feb, 2021
Failing to properly insure your cottage or vacation property may turn out to be a rather costly, should you not be properly protected.
Sep, 2019
We at HRC Insurance thought we should inform you that you may not need this coverage and you might be able to save some money by dropping one.
Sep, 2019
Do I need Tenant Insurance for Students? As always be proactive and stay safe! Good Luck at School! Hutcheson, Reynolds & Caswell.